Notifying Institutions and Planning Cremation Services

By: Schilling Funeral Home & Cremation
Monday, June 8, 2020

There is a long list one much accomplish after someone dies, from dealing with the loss to planning a cremation service in Rock Falls, IL. This to-do list also includes notifying organizations, people and businesses of the death, as credit cards, utilities, government programs and other institutions needs to know when someone passes away.  

 

Make sure you don’t miss any important institutions or people on this list of who to notify after a death:  

  • Credit Reporting Agencies – These agencies are usually notified of a death by the estate executor or the Social Security Administration. It’s important that credit reporting agencies are notified so they can put a lock on the deceased’s credit report file in order to prevent someone from using it fraudulently.  
  • Subscriptions – Don’t forget to cancel subscriptions like gym, magazines, clubs, online content, and others. This is especially true if the subscription payments are paid automatically every month as you don’t want the deceased’s bank account to be overdrawn.  
  • Insurance – Notify all the insurance companies with which the deceased had policies. Each company will have specific steps you will need to follow.  
  • Banks – Most banks will need a copy of the death certificate to close accounts. However, it takes a lot longer than you would think to close bank accounts after a death, so don’t rely on money from a closed account to pay for a funeral or cremation.  
  • Retirement Fund or Pension – Be ready with the deceased’s Social Security number, identification number, date of birth and date of death, along with a death certificate when you call to notify the fund. Don’t forget to ask if a surviving spouse is eligible for continued benefits.  
  • Social Security Administration – Luckily, Social Security will be notified automatically when you file the death certificate. 
  • Taxes – Death doesn’t mean the deceased doesn’t have to pay taxes for that year. A survivor will have to file the deceased’s taxes or will have to hire an accountant to do it for them.  
  • Medicare and Medicaid – Similar to the SSA, these organizations will be notified automatically.  
  • Loans and Credit Cards – The Credit Card Act of 2009 mandates that all credit card companies respond to final bill requests in a timely manner and prohibits them from charging late fees during the processing time. Pay back loans from the deceased’s estate.  
  • Utilities – Cancel or change the name on all utility accounts, depending on if the deceased lived alone or not. Call the electricity, gas, telephone, and internet providers to make the necessary account changes. You will need a death certificate as proof.  
  • Employer – Contact the deceased’s employer to notify them of the death and to learn about any applicable death benefits, retirement funds, or life insurance. Have a copy of the death certificate ready when you call.  

 

 

 

Schilling Funeral Home & Cremation is here to help however we can in your time of loss. We can offer more information on our Rock Falls, IL cremation services as more.  

Leave a comment
Name*:
Email:
Comment*:
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.

Comments

Please wait

Previous Posts

Designing Headstone Tips

When you’re making funeral home arrangements in Fulton, IL one decision you’ll have to make is how to mark the memorial or grave site. One of the most common types of grave markers is a headstone. ...

Grief Myths and Cremation Services

Most people don’t understand grief at all even though everyone will experience grief after a cremation service in Amboy, IL at some point. Here are some of the most common myths about grief and the...

Care Packages and Funeral Homes

Losing a loved one and going through their service at a funeral home in Amboy, IL is hard, from dealing with the emotions and stress of the loss to planning the details that go with a service. If t...

Cremation Services in the time of COVID

As large gatherings could spread the COVID-19 People all across the globe have been asked to refrain from gathering together. However, just because we’re isolated doesn’t mean death and cremation s...

Questions About Aquamation

You know there are a few different kinds of cremation services at funeral homes in Morrison, IL, but did you know there’s a new kind called aquamation?     Water cremation, or aqua...

More Than One Kind of Will

Just like there are different kinds of cremation services in Fulton, IL, there are different kinds of wills. Learn more about wills to see which kind is best for you.    The first kind ...

Cost-Effective Memorialization

It’s easy for families to over-spend when memorializing a lost loved one after a service at a funeral home in Fulton, IL. After all, losing a loved one is hard and confusing. But you don’t have to ...

Body Repatriation and Cremation Services

We are never truly prepared for a death, most people do have some arrangements preplanned for cremation services in Amboy, IL. However, almost no one ever plans on having to deal with a death or br...

Funerals Homes and Medicaid

Did you know that if you’re covered by Medicaid you can set aside money for services at funeral homes in Amboy, IL?     The best way to make sure you use Medicaid to pay for funera...

Mourning Rituals

Mourning is an important part of grief after a cremation service in Morrison, IL, and mourning rituals are symbolic activities that help ease the pain of loss and the heavy weight of grief. Mournin...