Scams to Avoid after a Death

By: Schilling Funeral Home & Cremation
Monday, June 22, 2020

Unfortunately, beyond planning a lost loved one’s cremation service in Dixon, IL the bereaved also have to be on the lookout for scams. There are plenty of unscrupulous people ready to take advantage pf the bereaved in their vulnerable state of grieving. That’s why when you’re facing a loss you need to be extra careful and alert for scams.  

 

There are many death-related scams, but these are the most common:  

  • Fake Life Insurance – Sometimes the bereaved will receive a phone call or email saying that the deceased had a life insurance policy but he or she was behind on payments. The scammer will say that in order for the bereaved to get the insurance payout they will have to pay the overdue premium payments, and then the scammer will provide a wire transfer account or prepaid debit card for the bereaved to pay the “premium payments”. You can avoid this scam as a real insurance company will never ask you to give payments or personal information over the phone.  
  • IRS Scams – Some scammers will call the bereaved claiming to be the IRS and stating that the deceased owed money on taxes. Sometimes the scammer will threaten the bereaved with legal action if they don’t pay. This scam can be avoided because the IRS will never demand payment or threaten legal action over the phone. The IRS only communicates via written statements through the mail. You can follow up with the IRS to determine a call’s legitimacy. 
  • False Collection Agencies – Sadly, scammers take advantage of the bereaved by claiming to be collection agencies after a debt that the deceased owed for a credit card or other kind of outstanding balance. The scammers will contact the bereaved by phone and will sometimes even take the time to send fake invoices addressed to the deceased indicating an overdue balance. Always seek legal advice before paying an outstanding debt or balance as the bereaved might not be responsible for paying it after the death of a loved one.  
  • Medicare Scams – Some scammers will email or call the bereaved to say that the deceased’s Medicare insurance card needs to be updated and will ask the bereaved to provide the deceased’s birth date and social security number with the hope of stealing the deceased’s identity. But it’s important to keep in mind that the federal government will never attempt to get personal information over the phone, so any phone call asking about this info is a scam.  

 

If anyone ever contacts you over the phone claiming that you or the deceased owes money always ask for the person’s name, firm, contact number, and address. If they are legitimate, they will be willing and able to provide this information. If not, they will usually hang up.  

 

 

 

 

 

 

 

 

 

 

Sadly, you have to be ready for scammers after the death of a loved one. Schilling Funeral Home & Cremation is here to help with more information on avoiding these scams and Dixon, IL cremation services. Call or visit us today.  

Leave a comment
Name*:
Email:
Comment*:
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.

Comments

Please wait

Previous Posts

Designing Headstone Tips

When you’re making funeral home arrangements in Fulton, IL one decision you’ll have to make is how to mark the memorial or grave site. One of the most common types of grave markers is a headstone. ...

Grief Myths and Cremation Services

Most people don’t understand grief at all even though everyone will experience grief after a cremation service in Amboy, IL at some point. Here are some of the most common myths about grief and the...

Care Packages and Funeral Homes

Losing a loved one and going through their service at a funeral home in Amboy, IL is hard, from dealing with the emotions and stress of the loss to planning the details that go with a service. If t...

Cremation Services in the time of COVID

As large gatherings could spread the COVID-19 People all across the globe have been asked to refrain from gathering together. However, just because we’re isolated doesn’t mean death and cremation s...

Questions About Aquamation

You know there are a few different kinds of cremation services at funeral homes in Morrison, IL, but did you know there’s a new kind called aquamation?     Water cremation, or aqua...

More Than One Kind of Will

Just like there are different kinds of cremation services in Fulton, IL, there are different kinds of wills. Learn more about wills to see which kind is best for you.    The first kind ...

Cost-Effective Memorialization

It’s easy for families to over-spend when memorializing a lost loved one after a service at a funeral home in Fulton, IL. After all, losing a loved one is hard and confusing. But you don’t have to ...

Body Repatriation and Cremation Services

We are never truly prepared for a death, most people do have some arrangements preplanned for cremation services in Amboy, IL. However, almost no one ever plans on having to deal with a death or br...

Funerals Homes and Medicaid

Did you know that if you’re covered by Medicaid you can set aside money for services at funeral homes in Amboy, IL?     The best way to make sure you use Medicaid to pay for funera...

Mourning Rituals

Mourning is an important part of grief after a cremation service in Morrison, IL, and mourning rituals are symbolic activities that help ease the pain of loss and the heavy weight of grief. Mournin...