Notifying Institutions and Planning Cremation Services
Schilling Funeral Home & Cremation • October 12, 2020
There is a lot to do after someone dies, from planning a cremation service to dealing with the loss. This list of who to notify after a death can help you stay organized.
There is a long list one much accomplish after someone dies, from dealing with the loss to planning a cremation service in Rock Falls, IL. This to-do list also includes notifying organizations, people and businesses of the death, as credit cards, utilities, government programs and other institutions needs to know when someone passes away.
Make sure you don’t miss any important institutions or people on this list of who to notify after a death:
- Credit Reporting Agencies – These agencies are usually notified of a death by the estate executor or the Social Security Administration. It’s important that credit reporting agencies are notified so they can put a lock on the deceased’s credit report file in order to prevent someone from using it fraudulently.
- Subscriptions – Don’t forget to cancel subscriptions like gym, magazines, clubs, online content, and others. This is especially true if the subscription payments are paid automatically every month as you don’t want the deceased’s bank account to be overdrawn.
- Insurance – Notify all the insurance companies with which the deceased had policies. Each company will have specific steps you will need to follow.
- Banks – Most banks will need a copy of the death certificate to close accounts. However, it takes a lot longer than you would think to close bank accounts after a death, so don’t rely on money from a closed account to pay for a funeral or cremation.
- Retirement Fund or Pension – Be ready with the deceased’s Social Security number, identification number, date of birth and date of death, along with a death certificate when you call to notify the fund. Don’t forget to ask if a surviving spouse is eligible for continued benefits.
- Social Security Administration – Luckily, Social Security will be notified automatically when you file the death certificate.
- Taxes – Death doesn’t mean the deceased doesn’t have to pay taxes for that year. A survivor will have to file the deceased’s taxes or will have to hire an accountant to do it for them.
- Medicare and Medicaid – Similar to the SSA, these organizations will be notified automatically.
- Loans and Credit Cards – The Credit Card Act of 2009 mandates that all credit card companies respond to final bill requests in a timely manner and prohibits them from charging late fees during the processing time. Pay back loans from the deceased’s estate.
- Utilities – Cancel or change the name on all utility accounts, depending on if the deceased lived alone or not. Call the electricity, gas, telephone, and internet providers to make the necessary account changes. You will need a death certificate as proof.
- Employer – Contact the deceased’s employer to notify them of the death and to learn about any applicable death benefits, retirement funds, or life insurance. Have a copy of the death certificate ready when you call.
Schilling Funeral Home & Cremation is here to help however we can in your time of loss. We can offer more information on our Rock Falls, IL cremation services as more.
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Since 1975, Schilling Funeral Home & Cremation has been dedicated to offering families compassionate and personalized funeral services. With nearly five decades of experience, we have earned a reputation as a trusted provider among funeral homes Morrison, IL . We recognize that each funeral service should be as unique as the individual it honors. Our commitment to tailoring every aspect of the service ensures that it reflects the deceased's life, values, and personality. By working closely with families, we create meaningful and memorable tributes that provide comfort and respect during a difficult time. The Emotional Resonance of Music Music has a profound effect on our emotions, and it plays a crucial role in creating a memorable and meaningful funeral service. Whether it’s a classical piece, a beloved hymn, or a contemporary song, music helps encapsulate the essence of the individual’s life, offering comfort and connection for those grieving. Personalized Selection: Choosing the right music can create an atmosphere of reflection and celebration. We work closely with families to understand their loved one’s musical preferences and passions, enabling us to suggest selections that will truly reflect their spirit. Creating a Meaningful Atmosphere: Music sets the tone for the service, guiding the emotional journey of the attendees. A well-chosen piece can evoke memories, bring solace, and provide an avenue for expressing feelings that words might struggle to convey. This can be particularly healing for those in mourning, offering a channel for their emotions. Integrating Music into the Service From prelude to postlude, music can be seamlessly woven throughout the funeral service to enhance its emotional impact and structure. Prelude and Postlude: The prelude sets the stage as guests arrive, creating an ambiance of quiet reflection. Conversely, the postlude can serve as a gentle farewell, leaving attendees with a sense of peace as they depart. During the Ceremony: Throughout the ceremony, music can punctuate moments of silence, accompany reading, or provide a backdrop for personal reflections and eulogies. These musical interludes can help to frame the service, marking different segments and allowing for moments of contemplation. Live Performances vs. Recorded Music: Live music, whether it’s a soloist, choir, or instrumentalist, brings a personal touch to the service, making the experience even more unique. However, recorded music can be equally powerful, providing a consistent and high-quality sound. Diverse Musical Preferences Acknowledging our community's diverse cultural and religious backgrounds, We cater to a wide range of musical traditions and preferences. Religious Hymns: For many, traditional religious hymns provide comfort and a sense of continuity, linking the service to a greater spiritual framework. Secular Songs: Secular music can capture a broad spectrum of emotions and themes, reflecting the deceased's personality and the unique moments of their life. This could range from a favorite pop song to a timeless ballad that was significant to them. Cultural Traditions: Cultural heritage can significantly influence musical choices, with specific instruments, songs, or styles playing pivotal roles in the ceremony. Respecting and incorporating these aspects can make the service deeply meaningful to the bereaved. At Schilling Funeral Home & Cremation, we understand the powerful role that music plays in creating a personalized and memorable funeral service. Music has the ability to evoke deep emotions and can serve as a meaningful tribute to the life and legacy of a loved one. As trusted providers among funeral homes Morrison, IL, we are committed to guiding families in selecting the perfect music that resonates with the personality and values of the deceased. By working closely with you, we ensure that every service reflects the individuality of your loved one. Please don't hesitate to call us for further assistance in planning a funeral.